Fast Private Money Loansfor Real Estate Investment Deals
Omate Capital helps real estate investors access fast, flexible financing for fix-and-flip, bridge, cash-out refinance, and commercial investment opportunities.
How Funding Works
A straightforward process from application to funded deal. Speed, transparency, and clear communication at every step.
Submit Your Deal
Complete our streamlined online application in minutes. Tell us about the property, your strategy, and the financing you need.
Get a Fast Initial Review
Our team provides an initial review within 24–48 hours. We focus on the asset and deal merit, not just your credit profile.
Receive Your Term Sheet
If your deal qualifies, we issue a clear term sheet with transparent pricing — all fees disclosed upfront, no surprises.
Close & Fund Your Project
Funds wired directly to closing. Qualified deals may close in as little as 10 business days, depending on complexity.
Funding Built for Real Estate Investors
Omate Capital provides fast, flexible private money financing for investment properties — structured around your strategy, not a bank's checklist.
Fix & Flip Loans
Short-term funding for acquisition and renovation projects.
Bridge Loans
Fast interim financing when timing matters most.
Cash-Out Refinance
Unlock equity from existing investment properties.
Commercial / Multi-Family
Financing for larger income-producing properties.
*Example rates and terms only. Not a commitment to lend. All loans subject to credit approval, property appraisal, and underwriting guidelines. Rates and terms subject to change without notice.
Why Choose Omate Capital
Speed, transparency, and a relationship-driven approach — the foundation of every deal we fund.
Fast Deal Review
Our team provides an initial review within 24–48 hours. We move at the speed of real estate — not the pace of a bank.
Real Estate-Focused Lending
We specialize exclusively in investment property financing. Our team understands deal structures, ARV, and what makes a project viable.
Transparent Term Sheets
Every fee, rate, and condition is disclosed in writing before you commit. No surprises, no hidden costs at closing.
Asset-Based Underwriting
We evaluate the deal on its merits. The property's value and your strategy carry more weight than a credit score alone.
Responsive Communication
A dedicated loan officer is your single point of contact from application through funding. You'll always know where your deal stands.
Repeat Borrower Support
Returning clients benefit from a streamlined process built on an established relationship. We value long-term partnerships.
Fund Your Next
Investment Deal
Whether you're flipping houses, refinancing investment properties, or pursuing commercial real estate opportunities, we have financing options designed for your strategy. Fast initial review, flexible terms, no bank red tape.
- Initial review as quickly as 24–48 hours
- Qualified deals may close in as little as 10 business days
- Up to 90% LTC on eligible fix & flip projects
Explore Real Estate-Backed
Lending Opportunities
Omate Capital works with private capital partners interested in real estate-backed lending opportunities. Each opportunity is reviewed individually and subject to applicable requirements, risk factors, and disclosures.
- Real estate-secured lending opportunities
- First-lien deed of trust structure
- Transparent reporting and deal updates
- Discuss options with our investor relations team
Investment returns are not guaranteed. All investments carry risk. This is not an offer to sell securities.
Learn About InvestingWhat Our Clients Say
Real investors. Real deals. Real results.
"The team at Omate Capital was responsive from day one. They reviewed my deal quickly, communicated clearly throughout the process, and we closed without any last-minute surprises. I've since worked with them on additional projects."
"The process was straightforward, the terms were clearly explained, and the loan officer kept me informed at every stage. I appreciated the transparency from start to finish."
"I appreciated how Omate Capital focused on the deal itself rather than just running through a checklist. They took the time to understand the project and communicated a clear path forward."
Frequently Asked Questions
Have more questions? Our lending specialists are happy to walk you through any aspect of the process.
Direct Contact
We respond to all inquiries within one business day.
Ready to Fund
Your Next Deal?
Tell us about your investment property and financing goals. Our team will review your scenario and help you understand your options.
Not a commitment to lend. All loans subject to credit approval, property appraisal, and underwriting guidelines. Investment returns are not guaranteed. Equal Housing Lender. NMLS #[PLACEHOLDER].